If you are unable to afford your bills
Call your creditors (anyone to whom you owe money) and the companies that send you bills to get your payments stopped or reduced. Be sure to clearly state upfront that your income has been reduced because of COVID-19. That is the information they need to adjust your payments.
THIS INCLUDES YOUR CAR INSURANCE COMPANY!! Many car insurance companies are being understanding if you cannot pay your bill on time due to COVID-19. Make sure to explain this to them.