One Family Inc. Blog

Welcome to the One Family Right Resources Blog!

Eviction (Without) Notice

Eviction (Without) Notice: Renters and the Foreclosure Crisis

 

This report by the National Law Center on Homelessness & Poverty shows how, for many low-income renters, the Protecting Tenants at Foreclosure Act (PTFA) is all that stands between housing and homeless.  It also includes a nationwide survey of tenants’ rights advocates and renters themselves, showing how often PTFA is violated, and offers recommendations to better protect renters under the law.

 

Additionally, the report surveys state laws in all 50 states and points out where they fall short of or improve upon the protections of PTFA.

 

According to the report’s survey of tenants’ rights advocates, the most common PTFA violations are:

  • Lack of communication from the new owner (85.9%);
  • Illegal, misleading, or inaccurate written notices (68.1%);
  • Harassment from real estate agents, law firms, or bank representatives (61.1%); and
  • Failure to maintain the property (64.3%).

 

The most common violations reported in the survey of renters include:

  • New owners bad faith assertions that respondents tenancies are not bona fide;
  • Failure of new owners to determine the occupancy status of residents in foreclosed properties; and
  • Failure of new owners to provide information on where to pay rent and/or request property maintenance.

 

The report’s recommendations include:

  • Congress should pass legislation to make PTFA permanent federal law;
  • Congress should amend PTFA to include a private right of action that lets renters sue owners for misconduct under the law; and
  • State legislatures should enact increased protections for renters living in foreclosed properties.

 

Click here to download the full report.

The Boston Globe: Children of Working Poor Caught in Pinch of Recession

From the Boston Globe

 

Children of Working Poor Caught in Pinch of Recession

 

Many sacrifice school for wages

 

By Megan Woolhouse
December 17, 2012

 

 

Salvarys Rafael Caban, 17, grew up fast, working several jobs while a student at Brighton High School so he could help his mother, a cafeteria cashier, pay the bills.

 

Education quickly became an afterthought for the teen, who went to school late or not at all as he sought more hours and bigger paychecks to contribute to his family’s support. He began failing classes, and graduation seemed less and less likely.

 

“As long as I was getting paid, I didn’t care,” said Caban.

 

The economic downturn of recent years has fallen particularly hard on low-income households, forcing teens to trade school for work and put their futures at risk. Yet more families are confronting this problem because incomes — ­especially among the working poor — have stagnated since the recession officially ended in 2009.

 

A new report, “How Youth Are Put At Risk By Parents’ Low Wage Jobs,” by researchers at the University of Massachusetts and Boston College, says that adolescents, who often take on adult responsibilities to help keep families afloat, ultimately bear the brunt of these decisions. As they neglect their education, falling further behind in class and often dropping out, they increase the risk that they, too, will become trapped in low-paying jobs.

 

“Low-wage work is the new poverty,” said Randy Albelda, an economist at the University of Massachusetts Boston and one of the report’s authors. “It’s not good for those kids, their school districts, and the economy as a whole if we’re keeping kids back because of the quality of their parents’ job.”

<br />

 

Research on the dynamics in poor, working families is relatively new and has rarely focused on adolescents, who face “disproportionate challenges” in such households, according to the report. Young people from such homes have a much stronger likelihood they will drop out of school, become obese, or have children as teenagers.

 

The authors found that 3.6 million of the nation’s 20 million adolescents, or nearly 1 in 6, live in a low-wage home. In Massachusetts, that’s any family in which a parent earns no more than $13.35 an hour or, if employed full-time, about $26,700 a year.

 

These young people are the sons and daughters of cashiers, nurses’ aides, janitors, and others with low-paying occupations. Since the recession, they have fallen further behind, with their incomes growing at less than half the rate of inflation.

 

As education and skills become increasingly important in the modern economy, these trends threaten to accelerate, sustaining the cycle of poverty while widening the gap between rich and poor. The unemployment rate among high school dropouts was more than 12 percent in October, compared with less than 4 percent among workers with at least a bachelor’s degree.

 

High school dropouts will earn less than half the lifetime income of those with bachelor’s degrees, according to US Census studies.

 

Meanwhile, the numbers of working poor are on the rise, said Lawrence Mishel, president of the Economic Policy Institute, a nonpartisan Washington think tank. Workers earning less than $11 an hour — the equivalent of about $23,000 a year for those working full time — rose to 28 percent of the nation’s workforce last year, up from 23 percent in 2006, he said.

 

“The impact on educational achievement is going to be one of the biggest scars left from the recession,” Mishel said. “From everything we know, high persistent unemployment will do more damage to the educational prospects of low-income students than all the positive outcomes from educational reforms that people talk about.”

 

Bobby Bryant of Mattapan is an example. A lanky high school junior, he cares for his 3-year-old twin sisters most evenings, putting them to bed so his mother can go to her job as an event coordinator. On weekends, he said, he cares for his own daughter, who is 5.

 

He enrolled at ABCD University High School, an alternative school in the Boston public school system that helps students who, because of family obligations or other reasons, need flexible school schedules so they do not drop out. He gave up basketball, began looking for a job, and continues to help his mother.

 

“Me taking care of my sisters is more important than me playing basketball,” he said.

 

Bryant’s mother, Yolanda Williams, said she has always relied on her son for help. When he was growing up, she worked three jobs, including a day job at a dental office, evenings in retail, and weekends at Burger King while relatives cared for Bryant and his brother.

 

Click here to read the full article.

Click here to read the report.

Study Finds Millions of Youth Put at Risk by Parents’ Low-Wage Jobs

From the Center for Social Policy

 

How Youth Are Put At Risk by Parents’ Low-Wage Jobs

 

Low wage workers are speaking up these days and organizing for better wages and working conditions. For lots of good reasons and particularly because when parents have to accommodate whatever demands employers make, their children do too. Millions of working parents have job schedules that keep them from being home for homework, dinner-time talk, bed-time rituals – the most basic care all youngsters need. Drawing on over 100 studies and sources, the report “How Youth Are Put At Risk by Parents Low-Wage Jobs” provides an overview of interdisciplinary research findings on the relationship between the status of youth and their parents’ low-wage jobs.

 

Co-authors Lisa Dodson and Randy Albelda point to the ways in which low wages, coupled with lack of control over work time, creates serious problems for youth. These problems include higher school drop-out rates, increased health risks, and youth taking on adult roles diverting their attention from schooling, extra-curricular activities, and personal development.

 

The authors argue for greater collaboration among those who advocate and set policies at the intersections of parents’ jobs and youth development, more policy attention to improving the quality of low-wage jobs, and improved out-of-school resources for low-income youth.

 

The study was funded by the Ford Foundation and the Annie E. Casey Foundation.

Read:

Executive Summary

Full Report

Mid-Year Budget Cuts

From the Massachusetts Budget and Policy Center

 

Because  tax receipts for FY 2013 have been lower than expected, the Governor announced a series of mid-year spending cuts–along with plans to use money from existing reserves. Our new factsheet, Mid-Year Budget Cuts for FY 2013, describes these proposals and the broader fiscal context.

 

Among the cuts announced today are the following:

 

  • Lower reimbursements for districts with high-needs special education students (via $11.5 milllion in cuts to the SPED Circuit Breaker)

 

  • $7.4 million in cuts to mental health programs, including some services for children and some for adults

 

  • A 1% cut to Local Aid, which funds municipal services including police and fire protection, parks, and public works. (This cut would have to be approved by the legislature.)

 

  • $200 million drawn from the state stabilization fund (the “rainy day” fund)

 

There are two basic reasons that Massachusetts continues to find itself in a fiscal crisis. First, because of the lingering effects of the Great Recession. And second, because of tax cuts and other declines in tax receipts over the last fifteen years that cost the state over $3 billion in annual revenue.

 

Read MID-YEAR BUDGET CUTS FOR FY 2013

 

In addition to the cuts mentioned above there were cuts announced to shelter programs for homeless individual and families as well as to key programs like Employment Services Program (ESP) and others.

 

Click here to access the Governor’s letter and attachments outlining the 9C cuts.

EBT Card Chnges: Conference Call Briefing

DTA is implementing changes to our Electronic Benefit Transfer (EBT) card system to comply with the provisions of a newly enacted state law, Chapter 161 of the Acts of 2012 (An Act Relative to the Electronic Benefit Transfer Program). The EBT card is the vehicle through which MA delivers cash assistance to most Transitional Aid to Families with Dependent Children (TAFDC) and Emergency Aid to Elders, Disabled and Children (EAEDC) households, and nutrition assistance benefits to all Supplemental Nutrition Assistance Program (SNAP) households.

 

The changes to the EBT card system include:

  • charging a $5 fee for replacement EBT cards;
  • sending notices to and changing procedures for recipients who request three or more replacement cards; and
  • maintaining policies and practices to prevent EBT card transactions for specific purchases at certain establishments.

 

The replacement card fee, notices and procedures will go into effect on Monday, December 10.

 

Understanding that you may receive questions from recipients, and may have questions yourself, please join us for a conference call briefing on the changes.

  • Thursday, December 6
  • 10:30 – 11:30 am
  • Conference call number: 866-755-5164
  • Passcode: 1695428

 

The call line will allow 100 participants, so please use only one phone per agency/organization. So that we can ensure all interested stakeholders can participate, please respond to this email if you will attend. If we have more callers than the line will accommodate, we will schedule an additional call.

Save the Date: Young Children Without Homes National Conference 2013

Young Children Without Homes National Conference 2013

Save the Date

  • May 20 & 21, 2013
  • Harvard University, Cambridge, MA

 

The Readiness Equation: Designing Systems to Support Young Homeless Children & their Families
Ensuring a child’s later life success requires empowered communities and coordinated efforts to deliver high-quality early education, a seamless transition from preschool to kindergarten, and family support throughout the first eight years of life. For children experiencing homelessness, expanding the focus beyond the preschool years and developing a systemic birth-to-eight approach is especially critical in order to offset their exposure to toxic stress and early life adversity.

 

Horizons for Homeless Children’s Young Children Without Homes National Conference will convene hundreds of leaders and practitioners working in early childhood education, housing and homelessness, public schools, and health care to share expertise and best practices in their fields.

 

Conference Topics

The Conference will include workshops on the following topics:

  • School readiness and transitions
  • Family engagement and support
  • Housing strategies
  • Advocacy and current policy issues
  • Interdisciplinary perspectives on family homelessness

 

To learn more, visit horizonschildren.org/conference or contact Tecla Ris at
617-553-5434 or tris@horizonsforhomelesschildren.org

EOHSS Notice of Public Hearings

The Executive Office of Health and Human Services (EOHHS) will be conducting a public hearing on the upcoming Fiscal Year 2014 budget. Secretary JudyAnn Bigby, M.D., and the Assistant Secretaries at EOHHS are looking forward to hearing the views of members of the community.

 

Boston Hearing

 

Monday, December 10, 2012
Gardner Auditorium, Massachusetts State House
Boston, MA 02133
10:00 AM – 2:00 PM

Agenda

10:00 to 11:00 Children, Youth and Families – DCF, DYS, ORI, DTA
11:00 to 12:00 Disabilities & Community Services – MCDHH, MCB, MRC, DDS
12:00 to 1:00 Veterans, Elder Affairs, Soldiers’ Homes
1:00 to 2:00 Health Services – DMH, DPH, DHCFP, MassHealth

 

Northampton Hearing

 

Wednesday, December 13, 2012
Department of Mental Health Western Massachusetts Area Office
Northampton Haskell Building
1 Prince Street
Northampton, MA 01061
3:00 PM – 6:00 PM

Agenda

3:00 to 3:45 Children, Youth and Families – DCF, DYS, ORI, DTA
3:45 to 4:30 Disabilities & Community Services – MCDHH, MCB, MRC, DDS
4:30 to 5:15 Veterans, Elder Affairs, Soldiers’ Homes
5:15 to 6:00 Health Services – DMH, DPH, DHCFP, MassHealth

 

The FY14 state budget is expected to be challenging. Agencies will provide an overview of their goals and priorities.

 

Due to the number of individuals anticipated to attend the hearings, oral testimony will be limited to three minutes per individual. In the interest of time, representative panels are welcome and will be limited to a total of five minutes of oral testimony. Individuals will be called to provide oral testimony based on the order in which they sign in at the hearing.

 

If you need accommodations please call 617-573-1600 and let the receptionist know. In addition, written testimony is strongly encouraged and may be mailed to:

Secretary JudyAnn Bigby, EOHHS
One Ashburton Place, Room 1109
Boston, MA 02108

 

Or emailed to: HUeohhshearings@massmail.state.ma.us

The Boston Globe: Nonprofit Analyzes its Bang for the Buck

Nonprofit analyzes its bang for the buck

Benefits are detailed for private investors

 

By Erin Ailworth

November 28, 2012

 

 

 

With government grants and other traditional funding sources shrinking, investors seeking to profit while also helping their communities are expected to play a larger role in financing nonprofits. Now, the challenge for nonprofits is to show these investors that they can earn a return on money put into social programs.

 

Jewish Vocational Service, a Boston nonprofit specializing in employment services, says it has completed a social-return-on-investment analysis that could become a model for other Massachusetts charities hoping to attract so-called social impact investors. The analysis detailed the costs and benefits of three workforce development programs, calculating the increase in graduates’ subsequent wages for every dollar spent on the program.

 

“We felt it was necessary to demonstrate clearly that a dollar invested in the services at JVS would create significant returns,” said Jerry Rubin, chief executive of Jewish Vocational Service. “What private investors go into purchasing a bond or a stock in a private equity situation without looking at the financials? Nobody.”

 

The social impact financing method, also known as “pay for performance,” has gained increasing attention in the United States as cash-strapped governments look for new ways to fund social services. The idea behind social impact financing is that if programs are successful at reducing social problems such as homelessness, unemployment, and poverty, then governments will enjoy big savings in social service costs.

 

Governments, in turn, can tap those savings to pay off investors with a decent return. If the programs fail to deliver promised results, governments owe little or nothing. Investors, rather than taxpayers, take the risk and absorb the costs of failed programs.

 

The method is already being tested in the United Kingdom, where Social Finance Ltd., which helps arrange financing for nonprofits, raised money from more than a dozen investors for a program to work with 3,000 inmates to reduce recidivism. A handful of states, including Massachusetts, have also begun exploring the idea in the United States.

 

Massachusetts officials are hoping to test the approach soon, and are close to closing a “pay for performance” contract with Roca Inc., a Chelsea group that wants to create an intervention program for young offenders, said Jay Gonzalez, the state’s secretary of administration and finance.

 

“The bottom line is investors — or in our case, taxpayers — are all understandably wanting to see results in a way that they haven’t really seen before,” Gonzalez said. “When allocating what are now more constrained resources, they want to know that their money is being spent more wisely and more effectively.”

 

Rubin said this is why Jewish Vocational Service decided to analyze its workforce development programs, which focus mainly on helping immigrants learn English, find jobs, or get the training they need to advance to higher skilled — and higher paying — positions. The analysis is thought to be the the first of its kind in the state.

 

Click here to read the full article.

“Under One Roof” Conference Materials Now Available

On November 13th the Department of Housing and Community Development along with several partners hosted “Under One Roof” a statewide conference on housing and community development in the Commonwealth.

 

Conference materials are now available on the department’s website.

 

Click here to watch a  video of Governor Deval Patrick’s remarks which announced a statewide goal of producing 10,000 multi-family units a year through 2020.

 

Click here to visit DHCD’s Key Initiatives page that highlights the new Compact Neighborhoods policy and other materials relating to producing more housing accessible to middle and moderate-income households in the Commonwealth.

 

 

USICH Blog: New Department of Labor “Innovation Fund” To Test Employment and Housing Services Collaborations

From the USICH Blog

 

New Department of Labor “Innovation Fund” To Test Employment and Housing Services Collaborations

 

By Ben Seigel, Gina King Wells, and Sara Gallagher Williams, U.S. Department of Labor
November 15, 2012

 

 

One of the challenges in providing employment services to homeless families is a lack of coordination across systems and across funding streams. Three projects recently funded through the Labor Department’s Workforce Innovation Fund (“the Innovation Fund”) are directly addressing this coordination challenge.

 

At the September meeting of the U.S. Interagency Council of Homelessness, Michael Mirra, executive director of the Tacoma Housing Authority (THA) discussed his agency’s Housing and Employment Navigator, a specialized case management program that offers individualized and flexible supports to link homeless families served by THA and other housing programs to mainstream employment and job training services.

 

Tacoma’s Navigator is one of the new Innovation Fund grantees and is being implemented under the leadership of WorkForce Central. The program will serve a total of 400 families in the Puget Sound region. Under the program, homeless families are assigned a personal case manager— called a “navigator”—with specific expertise in housing, social service, and workforce systems. The navigator works with the family to develop housing and employment self-sufficiency plans; register for and enroll in employment and job training programs and interventions; and offer assistance in addressing barriers to successful completion of programs and entry into employment. Meanwhile, housing and workforce agencies at the system level are participating in integrated service planning, interagency communication, cross training of staff, and streamlining and sharing outcomes around stable housing, full employment, and reduced reliance on public benefits.

 

In addition to the Navigator, two other housing-related projects funded under the Innovation fund are in Cambridge, Mass. and Portland, Ore. In Cambridge, the Metro North Regional Employment Board is implementing the CONNECT program, a strategy for bundling and sequencing employment, financial coaching, asset building, and benefits screening services to low-income populations. CONNECT’s service integration strategy is based on the Annie E. Casey Foundation’s Center for Working Families model, which has demonstrated that bundled, or integrated, services result in better outcomes related to economic self-sufficiency than individual services.

 

In Portland, Worksystems Inc.’s Housing Works: A Regional Workforce/Housing Alliance project is a partnership among Workforce Investment Boards, Public Housing Authorities, and employers.  The partnership formally integrates the range of the Boards’ workforce development services into the Authorities’ supportive services framework. Housing Works co-locates staff from the workforce system directly into public housing facilities to ensure efficient access to mainstream workforce services by the residents. Housing Works has been designed to replicate and expand upon a successful collaboration between two project partners, which in a previous pilot project led to increased wages and employability for enrolled residents.

 

The Innovation Fund is one of several new federal grant programs, including the Department of Education’s Investing in Education Fund (I3) and the Corporation for National and Community Service’s Social Innovation Fund, in which grantor agencies fund projects that seek to use evidence to design program strategies. All Innovation Fund grantees are conducting third-party evaluations of their interventions as part of their grants.   As a result, our housing cohort of Innovation Fund projects will contribute a great deal to the field and help target future investments in employment services for homeless families.

 

For more information about the Workforce Innovation Fund, visit www.doleta.gov/workforce_innovation

 

Click here to access the original blog post.